The Original Medicare plan is run by the federal
government. It is a traditional pay-per-visit health plan that lets
you go to any doctor, hospital, or other health care provider who
accepts Medicare. You pay the deductible. Medicare pays its share of
the Medicare-approved amount, and you pay your share. The Original
Medicare Plan has two parts: Part A (Hospital Insurance) and Part B
Part A (Medicare)
Hospital insurance that covers hospice care, home
health care, skilled nursing facilities, and inpatient hospital stays.
- Part B (Medicare)
Medical insurance that helps pay for doctors'
services, outpatient hospital care, durable medical equipment, and
some medical services that are not covered by Part A.
You pay the $43.80 Part B premium, the Part A and Part
B deductibles, and the coinsurance.
There are many types of private health insurance/coverage that you
can buy to supplement, or fill the gaps, in your Medicare coverage.
This supplemental insurance will pay for some or all of your health
care costs that are not covered by Medicare. These types of private
health insurance/coverage include:
People often refer to all of these types of private health insurance/coverage
as "supplemental insurance." However, "Medicare
Supplemental" or "Medigap" insurance is a specific
type of private insurance that is subject to Federal and State laws.