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I work from home. Is my computer and other equipment covered by my homeowner's insurance?

If you work out of your own home, you may need to purchase additional homeowner's insurance. According to "Get a Financial Life" (Simon & Schuster), "If you work at home, your home office equipment is usually not covered by your homeowner's policy. If the business is small, you can get additional coverage by purchasing an endorsement. For larger business you will have to purchase a separate policy." If you have any questions about whether the business-related equipment you have at your home is covered by your insurance, re-read the policy and contact your insurance agent.