Theft Off Premises
Most policies automatically insure against the loss of personal
property even if that property is not on the insured premises when it
is lost. If one goes to the airport with several suitcases and they
are stolen, this is probably covered. Talk with your agent and/or
your insurance company for details.
Additional Living Expenses
Another automatic benefit of which many homeowners are unaware is
coverage for living expenses if the covered premises is damaged to
the point of being uninhabitable. Not only should the policy pay for
the cost to repair the damage to the dwelling, but it should also
reimburse the homeowner for the additional expenses of living
elsewhere while the repairs are being made.
For more information and rates on home owners insurance visit our
specialist site below.