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Dental Discount Plans

Discount dental plans are alot like coupon books where you get a percentage off when you shop at participating merchants. With a dental plan, you don't actually get coupons, but you must go to a dentist who has agreed to participate in the plan and offer services at a discounted rate - $650 for a crown instead of the standard rate of $750, for instance.

Some typical features of these plans:

  • Monthly fee to the dental-discount company

  • You must stay within the plan network
  • An initial enrollment fee
  • Your average monthly cost: $5 to $10
  • These plans are not regulated by insurance departments.

It's important to keep in mind that a discount dental plan is not the same thing as an insurance policy. Because discount plans aren't regulated by state insurance departments, they don't have to meet strict insurance regulations. That doesn't mean they aren't legitimate, but you should take precautions when buying a dental discount plan, especially over the Internet, where you have to provide a variety of confidential information. For more information on dental plans availiable in your area visit our specilist site below.

 

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