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insurance trust can save on estate taxes
After you're gone, you want your life insurance
benefit to go to your family -- not to Uncle Sam. An irrevocable life
insurance trust, where the trust owns the policy, may be just what
care: Costly but worth it
For retirees without a large nest egg, long-term care
insurance is the primary way to avoid relying solely on Medicaid.
Before buying a policy, you need answers to these 15 questions.
the right health plan for you
Individual health insurance is expensive and
restrictive. But if you're not covered by a group plan, it may be
your only choice. Here's help in getting the best deal.
look at MSAs as viable health care option
Now the self-employed have the option of using pre-tax
money to pay for contact lenses and root canals just like their
friends who work for corporations.
consult an insurance professional
Deregulation of the life insurance industry means more
choices for consumers but also more complications. Here's how to save
time and money buying life insurance.
the importance of financial strength ratings
To be sure that your life insurance company will still
be around when you're not, choose one with a high financial rating.
Here's a guide on what to look for.
wary of offers to 'replace' your current life insurance policy
A look at when it's a good idea to get a new life
insurance policy and when you're better off with what you've got.