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Do I need liability insurance even if I live in a "no-fault" state?

A "no-fault" insurance state is a state where each automobile driver (and his or her insurance company) must pay for their own costs in a car accident, regardless of who was responsible for the crash. According to "Get a Financial Life" (Simon & Schuster), "Even if you live in a no-fault state, you still need liability insurance. That's because each no-fault state has a threshold above which a person who causes an accident can be sued. For example, in some no-fault states a driver can be sued if he causes severe physical injury to another driver." In addition, many states require drivers to purchase liability protection.