Car Insurance


Future home of Attorneylocal.comFuture home of Apatrmentlocal.com

To Get A Insurance Quote

Insurance News - Insurance Company Rating - Insurance Fraud
Insurance Company - State Department of Insurance - Glossary

Health Insurance
Life Insurance
Car Insurance
Home Insurance
Dental Insurance
Travel Insurance
Pet Insurance
Disability Insurance
Farmers Insurance
Motorcycle Insurance
Business Insurance
Renters Insurance
Mobile Home Insurance
Title Insurance
Mortgage Insurance
Cobra Insurance
Estate Planning
Annuities
Longterm Care Insurance
Medicare Medigap Insurance
Flood Insurance
Earthquake Insurance
Liability Insurance
Home Page
About Us

What's the difference between collision and comprehensive auto coverage?

The collision portion of an automobile insurance policy pays for damage to your car in an accident, while the comprehensive portion covers damage caused by other factors. According to "Get a Financial Life" by Beth Kobliner (Simon & Schuster), "Comprehensive insurance covers damage caused by fire, flood, theft, tornado, and just about any other physical damage that is not covered by collision. In all states both of these coverages are optional. However, if you took out a loan to buy your car or if you're leasing, the lender or dealer will require that you purchase collision and comprehensive coverage."